Insurance Agency in Memphis, TN

A cityscape of downtown Memphis, Tennessee at dusk, featuring tall buildings and illuminated streets. Light trails from vehicles flow along elevated highways near an independent insurance agency Memphis TN as the sky shifts from blue to pink at sunset.

Locally Owned Insurance for Memphis Families and Businesses

The James Agency brings over 40 years of independent insurance experience to Memphis. We’re not a franchise
and we’re not tied to a single carrier. That means we can shop your coverage across more than 10 insurance
companies to find the best fit for your situation. Whether you need personal coverage for your family or a custom
policy for your business, our licensed team will sit down with you, review everything, and give you a clear picture
of where you stand.

Memphis, TN

4778 Summer Ave. #1
Memphis, TN 38122

Hours

A family of four stands on grass in a park, smiling together. An adult helps a child hold up a colorful kite, while another adult and child watch happily—enjoying peace of mind with life insurance protection. Trees and sunlight are visible in the background.

More Than a Policy. A Team That Has Your Back.

Most insurance companies sell you a policy and move on. We take a different approach. Our team reviews your
coverage regularly to make sure it still makes sense as your life or business changes. And when you file a claim,
you’re not calling an 800 number and hoping for the best. You’re calling people who know your name and will
handle it personally. That’s the difference between having an insurance company and having an insurance team.

Get Your Free Insurance Checkup

One call. 100+ carriers. Every policy reviewed. No guesswork.

Give us 15 minutes and we’ll show you exactly where you stand. We’ll find any gaps in your coverage and tell you honestly if what you have is already the right fit.

No pressure. No obligation. Just straight answers from a team that’s been protecting Mississippi families since 1982.